MEXX REALITY - prodej realit

Would you like to buy a flat or a house and don’t have enough money for paying the reservation fee? We can offer you the MEXX Reality credit card. Besides drawing on credit for reserving the realty you can use it as any other bank card for paying your goods and services and for withdrawing cash. Among its main advantages belong the fifty-day interest-free period and the possibility of issuing the card even for the family members of the MEXX Reality’s client.

The credit card is prepared for the clients of MEXX Reality in cooperation with the company Credium. Above all it is designed for those who would like to buy realty but don’t have enough financial resources for paying the reservation fee. The owner of the card can be either a private person or an entrepreneur. The card is thus appreciated especially by those who for various reasons (e.g. their mortgage application is not yet settled) don’t have enough cash as well as those who want to have a simple payment tool with numerous advantages. For every holder of the MEXX Reality card and for their family members our real estate agency provides 10% discount for our services up to 70.000 CZK and 15% for our services above 70.000 CZK. The card holders can also use the benefits of a number of our contractual partners.

How to get the card?

You can apply for the card at any MEXX Reality branches. At the same time you can fill the application form for issuing and using the credit card. Sign the printed application and send it together with other required documents to this address:

MEXX Reality
Palac Fanix, Vaclavske nam. 56
110 00 Praha 1

After receiving your application and the needed documents the credit card will be delivered to you by post within 3 working days together with detailed information about the ways and possibilities of using the card. Several days later you will receive a letter with your personal identification number (PIN) which will be sent to you as a recorded delivery to your own hands for safety reasons.

The clients interested in obtaining the MEXX Reality credit card can ask their personal estate agent to arrange it. The agent will inform the client about the possible extent of the agreed limit, i.e. the credit equaling the reservation fee. If the client agrees with the limit, MEXX Reality can arrange issuing the card on the spot. The client doesn’t have to open any special financial account.

The terms of getting the card

Applicant: aged 18 - 67 years; is not in the trial or dismissal period; minimal income of 10.000 CZK; telephone line or cell phone

Holder: aged 15 - 67 years; sui juris; the owner’s approval; only one copy of the ID or other document with a photograph

The required documents for the applicant

Employee: filled out and signed application form, the first identity card (ID for the Czech citizens or a residential permit for foreigners), another identity card (ID or driving license or a passport or a birth certificate), confirmation of the applicant’s income (for a credit up to 30.000 CZK – 2 monthly bank statements, above 30.000 CZK – confirmation of the income from the employer)

Entrepreneur: filled out and signed application form, the first identity card (ID for the Czech citizens or a residential permit for foreigners), another identity card (ID or driving license or a passport or a birth certificate), confirmation of the business (the certificate of license or the trade license), confirmation of the applicant’s income (tax return for the last period closed)

Loyalty program

Would you like to know how and where you can save up to several thousands a year? Interesting discounts for your car insurance, tires, car security and much more await you. HERE you can find out everything about the Loyalty program.

What is the price?

Issuing and administering the card is totally for free as well as administering the account for the first year. Moreover, when you pay your shopping with the card for at least 35.000 CZK a year, you will not have to pay for the administration of your account even in the following years. The greatest advantage is undoubtedly the fifty-day interest-free period. This means that when you draw certain amount from your account at the beginning of the accounting period you will receive a bank statement in 31 days. In case the amount is paid within the next 19 days, you will not pay any interest (the interest-free period does not apply to withdrawing money from ATMs and cash advance). In the opposite case the interest is 21,0% p. a. The minimal repayment is 5% of the total balance of the credit account, but minimally 400 CZK. You can use the card for paying your goods and services with no fees. Many clients will also appreciate the possibility of various discounts under the Loyalty program so it is possible to say that the card can even save you money. HERE you can find out how much you can save.

Modern payment tool

Naturally, the card enables you to make transactions through your telephone or internet and it is also possible to use it abroad in the ATMs and at selling places marked by the MasterCard label. An important novelty is also a cashless transfer of financial resources from the credit cards to any checking account – no matter if it is one-shot transfer or repeating, i.e. based on the standing order. The interest-free period also refers to these operations.

The insurance package

For the credit card you can also conclude a complex insurance. It can be an insurance of your credit payment ability that protects you in case of unexpected and hard life situations like for instance illness or unemployment. Other types of insurance are designed against the abuse of your card, i.e. against the possible financial losses as a consequence of theft or losing the card, and travel insurance which is favorable especially for your travels abroad, during your holiday or on business trips. HERE you can learn more about the insurance.

Who is the MEXX Reality credit card designed for?

• for the clients of MEXX Reality
• for the family members of the MEXX Reality’s clients

What can you use the MEXX Reality credit card for?

• paying the reservation fee for your chosen realty
• safe payment of goods and services
• withdrawing cash in ATMs and at selling places marked by the MasterCard label
• transfer of money from your card to any checking account
• financial guarantee e.g. when booking a hotel or a car